ATM rebates for active service members.
If you're active in the military, this one's for you—we'll refund your ATM fees up to $5 if you're stationed in the United States. If you are stationed in a foriegn country, you'll get a refund of $3.
So, go ahead. Use any ATM you want. No ATM hassles.
How to get this service:
You or an immediate family member can bring a copy of your orders to a personal financial officer at a MCU branch. They will be happy to setup this service on your account. That's it.
Bank on Easy.
30,000 ATMs + 4,600 branches.
MCU is a member of the 
CO-OP ATM and Shared Branch Newtork. That means you have 24/7 access to your money — locally, nationwide and worldwide for free.
Locate MCU ATMs
Use this link to find local MCU ATMs:
http://missouricu.org/pdf/ATMLocations.pdf
Some financial institutions may charge a separate fee to use their ATM. You will have the option to deny the transaction if you choose not to accept their fee.
Locate CO-OP ATMs via iPhone App
Finding a network surcharge-free ATM is a snap with CO-OP's Locator App for iPhone. Using the CO-OP ATM Locator iPhone app, you can find the ATM nearest you, or search for ATMs by specific address, city, state or zip code. Downloading the app is free, easy and there's no registration process. Just search 'CO-OP ATM' in the App Store at www.iTunes.com. Then download, install and go! Or click here to download now.
The app is for locating CO-OP Network ATMs only. There is no charge for downloading the app at iTunes.com. However, web charges may occur on your cell phone bill depending on your data plan. Check with your service provider.
Find ATMs via Text
You can also locate a CO-OP surcharge-free ATM via text message. Simply text where your are or where you'd like to locate an ATM. Text an address, intersection or zip code to 692667 (MYCOOP). You’ll receive a prompt text response with the location of the CO-OP ATM nearest the location you requested. Please, DO NOT TEXT AND DRIVE!
CO-OP Network ATMs, 692667 (MYCOOP) is a surcharge-free service. However, check with your mobile phone provider as standard text messaging rates apply. And don’t worry, you’ll never receive any unsolicited messages by using 692667 (MYCOOP).
Find ATMs via GPS
Take the CO-OP ATM Network with you when you drive. Download the database of more than 28,000 surcharge-free ATMs directly to your Garmin®, Tom Tom® or other GPS device here. You’ll never be lost looking for your CO-OP ATM again. To download, click here and select your GPS device type.
Find CO-OP Branches
Click here to find CO-OP Shared Branch Locations: http://www.cuservicecenter.com/default.aspx
You can also download CO-OP Shared Branch locations to your GPS device here: http://www.cuservicecenter.com/Downloads.aspx