Attention First-Time Home Buyers!

If you've been wondering whether or not to buy a new home in 2009, you may want to consider the substantial savings the American Recovery and Investment Act of 2009 and MCU's First-Time Home Buyer Program offer.

On February 25, 2009, the Internal Revenue Service announced that taxpayers who qualify for the first-time home buyer credit and purchase a home this year before December 1 have a special option available for claiming the tax credit either on their 2008 tax returns due April 15 or on their 2009 tax returns next year.

"For first-time home buyers this year, this special feature can put money in their pockets right now rather than waiting another year to claim the tax credit," said IRS commissioner Doug Shulman. "This important change gives qualifying home buyers cash they do not have to pay back."

To learn about the qualifications and details of this program, go to http://www.irs.gov/newsroom/article/0,,id=204335,00.html.

Additionally, MCU's first-time home buyer program can save you up to $1,300 in closing costs!* Check out the details and fill out the online Prequalify for Home Loan form. It's surprisingly simple!

*With approved credit. Some restrictions may apply.

Exclusive Offer: First-Time Home Buyer Program
MCU Saves You $1,300!

When you decide that you're ready to look for a home, the search can be exciting yet overwhelming: How many bedrooms? What amenities are a "must-have"? What school will the children attend? What's our neighborhood like?

Once you find your dream home, how will you finance it? There are so many types of mortgage loans — which one is best for you?

MCU reduces the stress of buying your first home by saving you up to $1,300 in closing costs*, answering all your questions, and helping you choose the right mortgage.

Call 573-874-1477 (Columbia) or 573-635-8007 (Jefferson City) or 800-451-1477 (toll-free) today!

*With approved credit. Some restrictions may apply.

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