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Savings Rates

[ Jump Links: IRA Investment Savings | Certificates of Deposit | Payroll Deposit CD | Money Market Accounts | Savings Plan | Checking Plus | Disclosure ]

Special CD - Certificate of Deposit

Good for Traditional and all IRA CDs
Hurry! Limited time offer!

Featured Offering PLUS Advantage Level ULTRA Advantage Level
Interest Rate APY Interest Rate APY
15 Month CD Special 1.10 % 1.10 % 1.24 % 1.25 %

IRA Investment Savings

Traditional, Roth & Educational IRAs - paid quarterly, just $250 minimum balance, add to with Payroll Deposit! IRA Savings rates quoted paid through December 31, 2009 .

Savings Amount Interest Rate APY
50,000.00 - MORE 1.18 % 1.19 %
0 - 49,999.99 0.18 % 0.18 %

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Certificates of Deposit

IRA or Traditional CDs paid quarterly on anniversary date.

Ultra Advantage Level Members are eligible for a Bonus Rate of 0.15% on all New Certificates!

Traditional Certificate of Deposit or Educational IRA or Roth IRA Certificate of Deposit

Maturity Term
(Minimum Amount)		 PLUS Advantage Level ULTRA Advantage Level
Interest Rate APY Interest Rate APY
60 Month ($500 min) 2.13 % 2.15 % 2.28 % 2.30 %
48 Month ($500 min) 1.84 % 1.85 % 1.99 % 2.00 %
36 Month ($500 min) 1.44 % 1.45 % 1.59 % 1.60 %
24 Month ($500 min) 1.19 % 1.20 % 1.34 % 1.35 %
18 Month ($500 min) 1.10 % 1.10 % 1.24 % 1.25 %
12 Month ($500 min) 1.10 % 1.10 % 1.24 % 1.25 %
6 Month ($500 min) 0.45 % 0.45 % 0.60 % 0.60 %
3 Month ($500 min) 0.25 % 0.25 % 0.40 % 0.40 %

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Payroll Deposit Certificate of Deposit (PDCD)

Open & add to your PDCD with convenient Payroll Deposit!
Low minimum to start, low minimum to add!

Maturity Term
(Minimum Amounts)		 PLUS Advantage Level ULTRA Advantage Level
Interest Rate APY Interest Rate APY
60 Month ($20 min per month) 2.13 % 2.15 % 2.28 % 2.30 %
48 Month ($20 min per month) 1.84 % 1.85 % 1.99 % 2.00 %
36 Month ($20 min per month) 1.44 % 1.45 % 1.59 % 1.60 %
24 Month ($20 min per month) 1.19 % 1.20 % 1.34 % 1.35 %
18 Month ($20 min per month) 1.10 % 1.10 % 1.24 % 1.25 %

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Money Market Account (paid monthly)

Amount Interest Rate APY
$100,000.00 - MORE 0.55 % 0.55 %
$50,000.00 - 99,999.99 0.45 % 0.45 %
$25,000.00 - 49,999.99 0.35 % 0.35 %
$10,000.00 - 24,999.99 0.25 % 0.25 %
$1,000.00 - 9,999.99 0.15 % 0.15 %

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Savings Plan (paid monthly)

Basic Savings, Special Savings, Kirby Kangaroo Club Savings, and New Attitudes Club

Savings Amount Interest Rate APY
$250 -MORE 0.15 % 0.15 %

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Checking Plus (paid monthly)

Amount Interest Rate APY
$Avg. Daily Balance >$1,000 0.15 % 0.15 %

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Disclosure

All rates quoted include Annual Percentage Yields and are accurate as of the first business day of each calendar month. Rates and terms are subject to change without notice after the account is opened. A penalty may be imposed for withdrawals before maturity on time (term) accounts. Fees could reduce the earnings on the account, if applicable. Call (573) 874-1477 Columbia or (573) 635-8007 Jefferson City or toll free (800) 451-1477 for current rates and terms.

National Credit Union Administration Your savings now privately insured for an additional $250,000 for a total insured coverage of $500,000!

Policies & Disclosures

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