Products and Services

Checking

Checking Plus (includes MCU VISA Debit Card!)
Basic Checking (FREE!) (includes MCU VISA Debit Card!)

Savings

Savings
Special Savings
Kirby Kangaroo Club
New Attitudes Club

Investment

Certificates of Deposit
Payroll Deposit Certificate of Deposit (PDCD)
Individual Retirement Account
Roth IRA
Coverdell Educational IRA
Traditional IRA
Money Market Accounts

Loan

Auto Loan
Home Loan
Home Equity Line of Credit Loan
Line of Credit Loan (linked to your Checking Plus!)
MasterCard Credit Card
Secured Collateral Loans (Boat, RV, Motorcycle, etc)
Signature Loan

Electronic Services

MCU@Home
e-Statements
MCU Call24
MCU VISA Debit Card
MCU ATMs
National CO-OP Network ATMs
Direct Deposit
Automatic Payments to your Missouri CU loan (from your checking at Missouri CU or from any financial institution in the USA!)

Credit Union Common Features

Credit Union Bylaw Requirements - You must complete payment of at least one share in your Prime Share Savings (Basic Savings Account) as a condition to membership.

Nature of interest - Interest is paid from current income and available earnings, after required transfers to reserves at the end of a interest period. [This disclosure further explains the interest feature of your non-term share account(s).]

Transaction limitation - We reserve the right to at any time require not less than 60 days notice in writing before each withdrawal from any interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.

National Credit Union Share Insurance Fund - Member accounts in this credit union are federally insured by the National Credit Union Share Insurance Fund.